BEGIN:VCARD
VERSION:3.0
ORG: 
N:Kramer
FN:Kramer
STREET-ADDRESS:
ADR;HOME:;;;Avon;IN;46221;USA
LOCALITY:Avon
REGION:IN
POSTAL-CODE:46221
TEL;HOME;VOICE:
EMAIL:kramercjk@aol.com
URL: 
END:VCARD