BEGIN:VCARD
VERSION:3.0
ORG: 
N:Kramer
FN:Kramer
STREET-ADDRESS:
ADR;HOME:;;;Novi;MI;48375;USA
LOCALITY:Novi
REGION:MI
POSTAL-CODE:48375
TEL;HOME;VOICE:
EMAIL:kramercjk@aol.com
URL: 
END:VCARD