I say no to a Jag and a VW. I'm an old fart, but I really like the RSX. But I would bother with the S-type. It would be a bait car.
I too recommned getting an older car and investing the money (house or whatever). Maybe wait until the 2011 Mustang V6 hits the used car lots several thou down from the list price. A car is the worst investment you will ever make and repeatedly.

