And because I get to deal with ALL of the insurance companies with claims, as my people hit/get hit people with other companies, the one insurer that stands out above all others for being the most PITA to deal with and taking by far the longest to follow through on claims is Allstate. They are the one company I would absolutely not use for my own coverage, no matter the price difference.
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Oct. 17, 2009 10:52 p.m. Sonic Dork
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Oct. 17, 2009 11:57 p.m. CLNSC3 New Reader
I have USAA, I believe that it is only an option for military people and their families however...
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Oct. 18, 2009 1:34 a.m. ww SuperDork
USAA. If you can get it, it's worth every penny. Family member's of service personnel can get it too and I've seen a couple of "Refer a Family/Friend" promo's from them over the last year or so.
I've had USAA since 1986 and I'll never leave. I laugh when Geico cold calls me. I actually had one of their sales people call me a liar when I told them what I was paying...
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Oct. 18, 2009 6:44 a.m. ddavidv UltraDork
USAA is excellent, but for the chosen few. Allsnake is not well thought of in the industry. Progressive can't keep employees; we think of them as the training ground for us to steal people from them.
Insurance is an extremely competitive business. You really do have to shop around to find the best deal that fits you.
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Oct. 18, 2009 11:22 a.m. curtis73 HalfDork
I'm with progressive... at least until the lawyer gets us our money from them. I added comp coverage when I saw one of these famous texas hail storms coming in, then had to make a claim and suddenly they said I added comp AFTER the storm and they won't cover it.
So, I sent NWS reports as well as an email from my local weather station that prove the damage happened after I called and I'm waiting for my check. I was with Mercury and had no trouble. I had also been with Horace Mann for several years and loved them, but they cater mostly to educators.
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Oct. 18, 2009 11:55 a.m. iceracer HalfDork
I have been with Farmers for a number of years. House and two vehicles. I have never had any problems with claims of increase in rates. One deer,Jeep. $4K damage. Windshield on ZX2, front bumper cover. One speeding ticket. Fender replacement on a Cavalier, don't ask. All were paid quickly without questions.
