Interesting thread here regarding towing within weight limits: http://www.fiberglassrv.com/forums/f72/risk-of-towing-beyond-the-limits-33479.html
From the link:
"Well, after almost a year has passed since my buddy lost control of
his FS3000 toy hauler being pulled by his F-250 coming down Sierra
pass. He had sway bars and bags. The trailer swayed somehow and took
over the control of his tow rig. He ended up smashing into another
vehicle and the passenger in the other was killed and the driver injured.
The highway patrol cited him for hauling the trailer with a tow
vehicle that was not rated for the weights of the trailer even though
he was not too loaded up. The injured sued him big time, the insurance
company disowned him due to the fact that he was improperly rigged and
was "using his vehicle for purposes not intended by the manufacturer"
even though they insured both vehicles.
He is awaiting trial for manslaughter, lost a civil suit for 1.2
million dollars, of which he was able to get 300,000 dollars from his
insurances company sold his home, toys and vacation property to pay
for it.
His wife divorced him and he is probably going to do some time.
Bottom line is the man is broke, lost his wife, affected PERMANENTLY
the life of another man, and killed a woman all because he didn't want
to spend another few grand for the right sized tow vehicle."
"I would like to know if the CHP weighed his rig to know how much it
weighed. They must have in order for people to win a suit against him."
"Yes they weighed his rig after the accident and he was cited AFTER
the accident. They were thorough in the investigation, after all,
there was a death....He was one of these guys who liked to make "time"
and was not the least afraid, or as I like to think about it,
"reverent" to the fact he was hauling a lot of weight and should drive
like a semi driver as opposed to a sports car driver. I am sure these
things came into play. He only got the insurance because they had
insured both rigs, thus implying they knew he was hauling with the
truck. They paid their limits and walked away, disowning him like a
hot potato."