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poopshovel wrote:rotard wrote:z31maniac wrote:I guess I'm the only one thinking you've overreacted a bit to an honest mistake.
No, you're not the only one to think that.
Hey you. Give me $900.
Is this part of the problem? That you think a $150 mistake should be repaid $900?
z31maniac wrote:poopshovel wrote:rotard wrote:z31maniac wrote:I guess I'm the only one thinking you've overreacted a bit to an honest mistake.
No, you're not the only one to think that.
Hey you. Give me $900.
Is this part of the problem? That you think a $150 mistake should be repaid $900?
$150/yr. X 6 years (loan term) = $900. I understand some people are bad at math and have no problem throwing money away. I am not one of those people.
Out of curiosity, what do you think is inappropriate about my reaction? I gave him the opportunity to make it right. He did not, and added a bit of an ambivalent "berkeley off" attitude to boot. He also said this has happened to multiple customers of his. I'm trying to make sure other people don't get screwed like I did.
PubBurgers wrote:I switched from State Farm to Geico for car insurance years ago. State Farm was charging me $110 a month for liability on one car, Geico charges me $30. Still have homeowner's insurance through State Farm, need to get that switched as I'm being charged double what Geico quoted me and triple what Farmer's insurance quoted.
The one (and only) thing I really liked about State Farm is that they have agents everywhere.
I priced out just about every company in existence and Geico was less than half the price of everyone except Esurance. Spend the couple hours filling out all the forms online. The local agents said they can do better than the internet price, but not nearly enough to sway me. I figure saving $400/year is worth any potential hassles of filing a claim online. If I would have went with a local agent it would have been Amica, who I have never heard a complaint about.
poopshovel wrote:When did they take $900 of your money? It sounds like they caught a mistake and wanted to fix it without losing money. You were unhappy with the deal, and the policy was cancelled, correct? It sounds like you weren't screwed, and are just over-reacting. Do you think that he wants to lose money? You just expected this guy to cover the difference for you?z31maniac wrote:poopshovel wrote:rotard wrote:z31maniac wrote:I guess I'm the only one thinking you've overreacted a bit to an honest mistake.
No, you're not the only one to think that.
Hey you. Give me $900.
Is this part of the problem? That you think a $150 mistake should be repaid $900?
$150/yr. X 6 years (loan term) = $900. I understand some people are bad at math and have no problem throwing money away. I am not one of those people.
Out of curiosity, what do you think is inappropriate about my reaction? I gave him the opportunity to make it right. He did not, and added a bit of an ambivalent "berkeley off" attitude to boot. He also said this has happened to multiple customers of his. I'm trying to make sure other people don't get screwed like I did.
well it sounds like a part of the reason it rubs the wrong way so much is that it sounds like it influenced the decision of which vehicle to purchase from the get-go.
My Allstate Agent had an underling that underpriced my car $50.00. Then they told me I had to pay the $50 more.
I told her "no problem". "Write me a $50 personal check out of your commissions and mail it to my house."
She flipped and told me it was my problem and not hers.
Keith wrote:I use a broker. It's so much easier, and she's a lot better at ferreting out deals than I am. If I want to change something, I make one call and she does the legwork. Her fee more than covers the better deals she can get me - when we moved away from my wife's Farmers deals, we saved a huge chunk of change. It's probably no coincidence that my insurance companies don't have multi-million-dollar TV campaigns.
Plus, if I ever have a problem, I've got an insurance pro on my side. She doesn't work for the insurance company, she works for me. That can't be emphasized enough.
This. My broker is awesome and got me a better deal than I could find myself (having used State Farm and Allstate recently) . I'm now paying a little less for a LOT more coverage. I didn't have to do all the leg work to boot.
I happen to be in Georgia and use Annette Willis Insurance (annettewillisinsurance.com) - Alyssa is my contact/broker. Just throwing it out there.
rotard wrote:poopshovel wrote:When did they take $900 of your money? It sounds like they caught a mistake and wanted to fix it without losing money. You were unhappy with the deal, and the policy was cancelled, correct? It sounds like you weren't screwed, and are just over-reacting. Do you think that he wants to lose money? You just expected this guy to cover the difference for you?z31maniac wrote:poopshovel wrote:rotard wrote:z31maniac wrote:I guess I'm the only one thinking you've overreacted a bit to an honest mistake.
No, you're not the only one to think that.
Hey you. Give me $900.
Is this part of the problem? That you think a $150 mistake should be repaid $900?
$150/yr. X 6 years (loan term) = $900. I understand some people are bad at math and have no problem throwing money away. I am not one of those people.
Out of curiosity, what do you think is inappropriate about my reaction? I gave him the opportunity to make it right. He did not, and added a bit of an ambivalent "berkeley off" attitude to boot. He also said this has happened to multiple customers of his. I'm trying to make sure other people don't get screwed like I did.
They haven't YET. But they're wanting to alter a price that was already agreed-upon and that he was already paying.
It's a bait-and-switch, a "breach of contract" blah blah blah. Nobody wants to lose money, but this combined with the other mistakes at hand, the attitude, etc etc etc....
They can go pound sand. While i probably wouldn't have cursed at the guy, if he wasn't going to take care of it, then he would see a dime of mine in the future, either.
rotard wrote:poopshovel wrote:When did they take $900 of your money? It sounds like they caught a mistake and wanted to fix it without losing money. You were unhappy with the deal, and the policy was cancelled, correct? It sounds like you weren't screwed, and are just over-reacting. Do you think that he wants to lose money? You just expected this guy to cover the difference for you?z31maniac wrote:poopshovel wrote:rotard wrote:z31maniac wrote:I guess I'm the only one thinking you've overreacted a bit to an honest mistake.
No, you're not the only one to think that.
Hey you. Give me $900.
Is this part of the problem? That you think a $150 mistake should be repaid $900?
$150/yr. X 6 years (loan term) = $900. I understand some people are bad at math and have no problem throwing money away. I am not one of those people.
Out of curiosity, what do you think is inappropriate about my reaction? I gave him the opportunity to make it right. He did not, and added a bit of an ambivalent "berkeley off" attitude to boot. He also said this has happened to multiple customers of his. I'm trying to make sure other people don't get screwed like I did.
Re-read the OP. Sorry if it was unclear. I'll try to break it down more simply, and make up some numbers to make the math easy:
I was quoted $100/6 months for insurance, and told that once I sold the CIVIC, the policy for the FIT would drop by $40/6 months, bringing it to $60/6 months.
I bought the FIT. I paid the insurance premium for 6 months @ $100. A week later, I sold the CIVIC, and cancelled the insurance on the CIVIC.
I then received a letter in the mail, saying that they had cancelled the insurance on the FIT (i.e., NOT a civic,) and informed the state of GA that I was driving w/o insurance.
I called the insurance company and this was supposedly resolved. Then I got a CHECK in the mail in the amount of the initial $100 that I had paid for the premium on the FIT.
I called again to resolve this issue, and was told I'd either need to cash the check and pay AGAIN for my premium, or send in the check to have it applied to the premium - the one I had already paid when I purchased the car.
No problem, but while we're at it, I wanted to be sure that the premium was dropped by $40 to the $60/6 months that was intially quoted.
This is when I get a call back saying that not only would the premium NOT drop to the $60 that was quoted initially, but had JUMPED to $150 from $60.
Get it?
^That's different, in the first post you said the difference was $180/yr, that's why I was thinking "Yeah, not correct, but not that big a deal either."
And in the last post I was giving you a hard time.
Peel yourself off the ceiling before you give yourself a stroke.
poopshovel wrote: The BAD NEWS: The girl who wrote the policy, who has since been fired, UNDERCHARGED me for the policy, to the tune of about $180 a year. My response: "That's fine, I'm sure you'll cover the balance."
Big big difference between $15/month and $110/month.
The latter I can understand.
z31maniac wrote:poopshovel wrote: The BAD NEWS: The girl who wrote the policy, who has since been fired, UNDERCHARGED me for the policy, to the tune of about $180 a year. My response: "That's fine, I'm sure you'll cover the balance."Big big difference between $15/month and $110/month.
The latter I can understand.
$90 difference per SIX MONTHS. $180 per year. Multiply times multiple years = hundreds and hundreds of dollars. Quite frankly, it wouldn't matter if it was 10 cents a month, it's my berkeleying money. If $15 a month is chump-change to you, feel free to piss it away. I'm sure we can set up a direct deposit from your account to State Farm's. Thanks!
poopshovel wrote: This is when I get a call back saying that not only would the premium NOT drop to the $60 that was quoted initially, but had JUMPED to $150 from $60.
See, according to this it went from a $15/month difference (not a big deal) to a $110/month difference (big deal).
I'd go into the whole "it's a quote" and they can't guarantee that will be your final price. But why bother? No need to raise my BP.
so let me get this straight, you were quoted $60 for 6 months of insurance on a new/ish car with full coverage and you didn't think that seemed a bit low?
^It's not, I pay $68/month on my 2010 Speed 3, full coverage with a $500 deductible.
z31maniac wrote:poopshovel wrote: This is when I get a call back saying that not only would the premium NOT drop to the $60 that was quoted initially, but had JUMPED to $150 from $60.See, according to this it went from a $15/month difference (not a big deal) to a $110/month difference (big deal).
I'd go into the whole "it's a quote" and they can't guarantee that will be your final price. But why bother? No need to raise my BP.
Poop, just stop replying - I get it, most of us do - sucks man. Shop around, you may find a better deal anyway.
z31maniac wrote:^It's not, I pay $68/month on my 2010 Speed 3, full coverage with a $500 deductible.
That's hardly relevant compared to what Strizzo is talking about, which would be insurance for $10/month.
$408 is nothing like $60.
Which isn't what Poop is saying anyways, but you get the point.
92CelicaHalfTrac wrote:z31maniac wrote:^It's not, I pay $68/month on my 2010 Speed 3, full coverage with a $500 deductible.
That's hardly relevant compared to what Strizzo is talking about, which would be insurance for $10/month.
$408 is nothing like $60.
Which isn't what Poop is saying anyways, but you get the point.
You're right, brainfart on THAT one.
z31maniac wrote:92CelicaHalfTrac wrote:z31maniac wrote:^It's not, I pay $68/month on my 2010 Speed 3, full coverage with a $500 deductible.
That's hardly relevant compared to what Strizzo is talking about, which would be insurance for $10/month.
$408 is nothing like $60.
Which isn't what Poop is saying anyways, but you get the point.
You're right, brainfart on THAT one.
There's a lot of farting going on in this thread. I may fart at my desk now.
I don't know if you can get Erie Insurance down there, but I highly recommend them. Cheaper than anyone (except The General I suppose) and they have been excellent to work with.
poopshovel wrote:rotard wrote:poopshovel wrote:When did they take $900 of your money? It sounds like they caught a mistake and wanted to fix it without losing money. You were unhappy with the deal, and the policy was cancelled, correct? It sounds like you weren't screwed, and are just over-reacting. Do you think that he wants to lose money? You just expected this guy to cover the difference for you?z31maniac wrote:poopshovel wrote:rotard wrote:z31maniac wrote:I guess I'm the only one thinking you've overreacted a bit to an honest mistake.
No, you're not the only one to think that.
Hey you. Give me $900.
Is this part of the problem? That you think a $150 mistake should be repaid $900?
$150/yr. X 6 years (loan term) = $900. I understand some people are bad at math and have no problem throwing money away. I am not one of those people.
Out of curiosity, what do you think is inappropriate about my reaction? I gave him the opportunity to make it right. He did not, and added a bit of an ambivalent "berkeley off" attitude to boot. He also said this has happened to multiple customers of his. I'm trying to make sure other people don't get screwed like I did.
Re-read the OP. Sorry if it was unclear. I'll try to break it down more simply, and make up some numbers to make the math easy:
I was quoted $100/6 months for insurance, and told that once I sold the CIVIC, the policy for the FIT would drop by $40/6 months, bringing it to $60/6 months.
I bought the FIT. I paid the insurance premium for 6 months @ $100. A week later, I sold the CIVIC, and cancelled the insurance on the CIVIC.
I then received a letter in the mail, saying that they had cancelled the insurance on the FIT (i.e., NOT a civic,) and informed the state of GA that I was driving w/o insurance.
I called the insurance company and this was supposedly resolved. Then I got a CHECK in the mail in the amount of the initial $100 that I had paid for the premium on the FIT.
I called again to resolve this issue, and was told I'd either need to cash the check and pay AGAIN for my premium, or send in the check to have it applied to the premium - the one I had already paid when I purchased the car.
No problem, but while we're at it, I wanted to be sure that the premium was dropped by $40 to the $60/6 months that was intially quoted.
This is when I get a call back saying that not only would the premium NOT drop to the $60 that was quoted initially, but had JUMPED to $150 from $60.
Get it?
OMG, I'm glad you broke that down for me; there's no way I could have understood it otherwise. Does acting superior to people on the internet make you feel better? I hope so; you seem to have a fragile ego.
rotard wrote:poopshovel wrote:rotard wrote:poopshovel wrote:When did they take $900 of your money? It sounds like they caught a mistake and wanted to fix it without losing money. You were unhappy with the deal, and the policy was cancelled, correct? It sounds like you weren't screwed, and are just over-reacting. Do you think that he wants to lose money? You just expected this guy to cover the difference for you?z31maniac wrote:poopshovel wrote:rotard wrote:z31maniac wrote:I guess I'm the only one thinking you've overreacted a bit to an honest mistake.
No, you're not the only one to think that.
Hey you. Give me $900.
Is this part of the problem? That you think a $150 mistake should be repaid $900?
$150/yr. X 6 years (loan term) = $900. I understand some people are bad at math and have no problem throwing money away. I am not one of those people.
Out of curiosity, what do you think is inappropriate about my reaction? I gave him the opportunity to make it right. He did not, and added a bit of an ambivalent "berkeley off" attitude to boot. He also said this has happened to multiple customers of his. I'm trying to make sure other people don't get screwed like I did.
Re-read the OP. Sorry if it was unclear. I'll try to break it down more simply, and make up some numbers to make the math easy:
I was quoted $100/6 months for insurance, and told that once I sold the CIVIC, the policy for the FIT would drop by $40/6 months, bringing it to $60/6 months.
I bought the FIT. I paid the insurance premium for 6 months @ $100. A week later, I sold the CIVIC, and cancelled the insurance on the CIVIC.
I then received a letter in the mail, saying that they had cancelled the insurance on the FIT (i.e., NOT a civic,) and informed the state of GA that I was driving w/o insurance.
I called the insurance company and this was supposedly resolved. Then I got a CHECK in the mail in the amount of the initial $100 that I had paid for the premium on the FIT.
I called again to resolve this issue, and was told I'd either need to cash the check and pay AGAIN for my premium, or send in the check to have it applied to the premium - the one I had already paid when I purchased the car.
No problem, but while we're at it, I wanted to be sure that the premium was dropped by $40 to the $60/6 months that was intially quoted.
This is when I get a call back saying that not only would the premium NOT drop to the $60 that was quoted initially, but had JUMPED to $150 from $60.
Get it?
OMG, I'm glad you broke that down for me; there's no way I could have understood it otherwise. Does acting superior to people on the internet make you feel better? I hope so; you seem to have a fragile ego.
Thanks. Your input has been incredibly helpful.
