In reply to gamby: At least in a HOA my neighbor would have to get up in a meeting and make her complaints publicly. that way she'd be recognized for the crack pot she is.. As it is she has her lawyer call and intimidate the Chief of police or building inspector etc with legal action.. Her lawyer doesn't mind her slurring words etc.. Heck it's just income to him..
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Jan. 28, 2012 6:36 p.m. mguar Reader
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Jan. 28, 2012 6:46 p.m. gamby SuperDork
I dunno. I'd bet she'd find a way to put a zillion leins/fines against you and create a complete E36 M3storm. HOA's seem to be terrible a protecting from mayhem.
I'm just stunned that your local police don't stand up to her (lawyer or not).
It's almost worth lawyering up just to sue her for harassment or something.
I feel very sad for you. Terrible situation.
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Jan. 28, 2012 6:51 p.m. EastCoastMojo SuperDork
mguar wrote: She's a retired school principle. in her 80's with nothing else to do except drink and complain.. (you should see how whipped her poor husband is)
Send her some flowers out of the blue, expensive ones, with a card attached, "From a long time admirer, I am thinking of you."
If that doesn't give her something to think about other than you, I don't know what will. -
Jan. 28, 2012 7:19 p.m. Cole_Trickle Reader
My neighborhood is all 300C's on 22's and so on. I tend to be really quiet and not talk to my neighbors. We live on a corner and our direct next door neighbors dont speak any English.
The other neighbors rev street bikes all day and night, park with 2 tires in my grass (Thats when I mow
) and have drama at all times outside. When I bought a 2nd truck one neighbor went as far as to call the HOA because my truck was parked in front of my house...where they like to park. They made the HOA people come and check all the inspection stickers on our 3 vehicles, so in case one was out of date, we would get a fine for having a "non running" vehicle.
To the OP: Moving is a big hassle. Mess with these people or complain to the slumlord. Or just burn it down.
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Jan. 29, 2012 7:54 a.m. tr8todd Reader
Now is the perfect time to buy a house. The govt backed loans and the tax deductions you get from owning a house can actually make it cheaper to own than to rent. Unless your credit is absolute garbage, look into buying a house. Lots of short sales on the cheap out there. This is your chance to turn a negative into a positive.
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Jan. 29, 2012 8:26 a.m. mad_machine SuperDork
Mine is garbage thanks to the economy. Went from working full time to nothing for almost a year.. and now only part time for the past couple. My hours are also sporadic. Last week I had none.. this week I had 4.. next week I have over 40...
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Jan. 29, 2012 9:00 a.m. mguar Reader
gamby wrote:
I've looked into getting a lawyer to sue.. Turns out that just because she complains frequently is insufficent. I'd not only have to prove each call was unjustified. I'd have to prove that her intent was to actually harrass. Proving intent is extremely difficult and while there were plenty of lawyers willing to take my money, None of them expressed much hope once they heard that she went through a lawyer for most of her complaints in the last couple of decades..I dunno. I'd bet she'd find a way to put a zillion leins/fines against you and create a complete E36 M3storm. HOA's seem to be terrible a protecting from mayhem.
I'm just stunned that your local police don't stand up to her (lawyer or not).
It's almost worth lawyering up just to sue her for harassment or something.
I feel very sad for you. Terrible situation.
The police are both afraid of her and grateful for her.. The city I live in is ubber rich. We have a very well staffed police force. At least 3 times the force per person as any community around the Lake and probably 10 times the police per person as the nearby city of Minneapolis..
Because of the police presence our crime rate is insanely low.. normal crime rates are like. 1.0 property crime per thousand Our crime rate is .0013. with 6 thousand people in our city at no time does the police force every drop below 7 Even assuming 2 or 3 in the office that puts 4 cars out on patrol.. weekends and evenings it goes up to 6-8.
Investigating a dog defication over 24 hours (yes, dog droppings even in your own yard must be picked up within 24 hours or a $350 fine is assessed) gives them something to enter in their log book, maybe the only thing.
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Jan. 29, 2012 9:07 a.m. mguar Reader
tr8todd wrote:
Now is the perfect time to buy a house. The govt backed loans and the tax deductions you get from owning a house can actually make it cheaper to own than to rent. Unless your credit is absolute garbage, look into buying a house. Lots of short sales on the cheap out there. This is your chance to turn a negative into a positive.
Not only short sales but a chance to do a rent to own.. find some house the bank is about to foreclose on and offer the owner a take over payments deal.. It will preserve his credit somewhat and give you a home for whatever the payments were.. (make sure the place isn't way under water)
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Jan. 29, 2012 9:28 a.m. mguar Reader
mad_machine wrote:
Mine is garbage thanks to the economy. Went from working full time to nothing for almost a year.. and now only part time for the past couple. My hours are also sporadic. Last week I had none.. this week I had 4.. next week I have over 40...
Bad credit? No problem.. Presumably you earn enough to pay your rent? Go to the smaller local banks (Big corporate banks don't have the flexibility for that sort of deal) and offer to help out someone about to be foreclosed on.. Tell them you're willing to do a rent to own..
That will change the banks balance sheets from delinquent status to a current status.. Tell them up front that your credit has been damaged by the economy but here's what you can afford to pay per month..
Do be careful! Find out what the home is actually worth, now. Ask at a real estate office to see comps What similar houses in that location have sold for recently..
You don't want to be too deep underwater. If the property is worth more than the mortgage the bank will try to make the profit.
Having said all that I honestly believe that owning your own home is the only real break the average working stiff gets in his life..
We're about to be post war.. Even Afghanistan is ending.. If you look at the history of America we've always had severe inflation post war.. Things pretty much double in cost..
It's how America has paid for every war since the revolution. There is absolutely no way we can tax our way out of paying for Iraq and Afghanistan..
American home values are already among the cheapest in the world.. (apples for apples) Yet we've built the fewest new homes in over 50 years (ever since they collected that data) Only 300,000 new homes were built last year.. However over 600,000 new families were formed or immigrated last year.. *That's typical growth.
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Jan. 29, 2012 4:55 p.m. friedgreencorrado SuperDork
Since I was laid off, I actually raided my 401k and bought a foreclosure through HUD. House was valued at $130K in 2007..I bid $54,700 cash. It's a little rough around the edges (un-occupied since 2010), but we think it's worth it to never have to face a rent payment ever again. If you can scrounge up enough dough from anywhere, now's the time to find a place.
Gotta admit, tho--I sure hope we don't end up with neighbors like some of you are describing. Just leaving is no longer an option..

