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Login to post Forums » Off-topic discussion » Sigh. Smashed bum on my Dakota « 1 2 »
  • ckosacranoid

    Nov. 27, 2011 11:58 p.m. ckosacranoid Dork

    i know how it is to have hit lately. i just had someone hit my s=10 and total it out...now i have a new ride cause of it...good luck wth what ever you do.

  • carzan

    Nov. 28, 2011 5:32 a.m. carzan HalfDork

    At least he owned up to it and it will get repaired. A friend of mine let me store my GT6 at his house while I looked for a place to live when I first moved here. It stayed under a cover for the duration. When it was time to move it, I pulled the cover off and there was a big dent in the nose. No one ever owned up to it.

  • Klayfish

    Nov. 28, 2011 7:09 a.m. Klayfish HalfDork

    Don49 wrote:

    If he puts it through his insurance, there should be no deductible. It would be covered under the liability portion, not the collision or comprehensive. I understand your feelings, but if he is ok with submitting it to his insurance why not let him?

    Don is correct. This would be a 3rd party liability claim. There is no deductible. His insurance would cover it in full. I'd submit it. Far and away the best thing to do.

  • Duke

    Nov. 28, 2011 12:10 p.m. Duke SuperDork

    Sorry to hear about the accident! And, while it seems like the issue is solved, let me say this:

    NEVER cancel the Comprehensive insurance on a car, ever, until you actually get rid of it. Zero-deductible, comprehensive insurance for my currently-sidelined Pontiac costs me a whopping $6 a year. A YEAR.

  • Klayfish

    Nov. 28, 2011 12:46 p.m. Klayfish HalfDork

    Agree with keeping comp coverage on a sitting vehicle. However, while comprehensive would cover the car if it burned, flooded, etc... it wouldn't cover it in a situation like this. That's a collision claim.

  • Woody

    Nov. 28, 2011 1:06 p.m. Woody SuperDork

    About an hour after hitting a deer with my Miata, I discovered that my wife had cancelled our comprehensive coverage, saving me $32 per year.

    If you happened to be outside your home at the time, perhaps you overheard our conversation...

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