1 2 3 4
Spoolpigeon
Spoolpigeon PowerDork
3/21/17 11:38 a.m.

In reply to iceracer:

Since when are people not allowed to wander around in paddock?

This happened in my region, I think it was spurred after a competitor hit a light pole at an event, and later tried to claim it on his insurance. It turned into a big court mess, and I wouldn't be surprised if the insurance guy lost a ton of money and didn't want to risk it again.

G_Body_Man
G_Body_Man SuperDork
3/21/17 11:46 a.m.

I've heard of people registering under fake names, and then parking just out of view, pulling their plates, and then idling into the paddock.

G_Body_Man
G_Body_Man SuperDork
3/21/17 11:50 a.m.
adam525i wrote: It's a frustrating problem in Ontario Canada, in all of our insurance policies it states that vehicles cannot be used for any sort of racing or timed events, does't matter if they are on private property etc. So that includes autocross, open lapping, test n tune nights at the drag strip etc. If they find out you are you are participating in anything like that then they will drop your policy, and finding insurance through another company could be very difficult. I find it really frustrating that taking part in a responsible activity in a controlled environment rather than the alternative of street racing means I am taking a risk and facing monetary consequences when I have broken no laws. The police here even encourage you to take it to the track (Project E.R.A.S.E) which is a good thing, it drives me crazy when I hear of street racing incidents when there are so many other affordable options that don't put others at risk. Signing up using a different name (maybe email the organizers ahead of time?) and pulling off license plates at the event seems like an easy way to prevent problems. Adam

That's part of the reason so many younger people are getting into drifting. Most of the amateur stuff isn't scored or timed or anything, so it's in a grey area between road driving and "competition events."

kazoospec
kazoospec SuperDork
3/21/17 11:50 a.m.

My agent knows I autocross. He also knows I'm not stupid enough to commit insurance fraud if I smash into something autocrossing. The benefits of a long-standing business relationship, I guess.

If I had to use an alias, it would be "Captain Slow", since that's what everyone calls me anyways. I like to think its a term of endearment, but it probably isn't.

JtspellS
JtspellS SuperDork
3/21/17 12:14 p.m.

G_Body_Man
G_Body_Man SuperDork
3/21/17 12:36 p.m.

Turd Ferguson?

Schrödinger's Flight Service
Schrödinger's Flight Service MegaDork
3/21/17 12:39 p.m.

Indiana Cones and the Insurance of Doom

Schrödinger's Flight Service
Schrödinger's Flight Service MegaDork
3/21/17 12:51 p.m.

Penalty Over 60 Seconds

Schrödinger's Flight Service
Schrödinger's Flight Service MegaDork
3/21/17 12:52 p.m.

Marjorie's Deck

Schrödinger's Flight Service
Schrödinger's Flight Service MegaDork
3/21/17 12:54 p.m.
JtspellS wrote:

Yeah but that requires speed holes.

ShadowSix
ShadowSix Dork
3/21/17 1:15 p.m.
Nick (Bo) Comstock wrote:
Dr. Hess wrote:
Jerry wrote: If someone from USAA is that worried to come to my local autocross (or rallycross), I would invite him for a ride-along. And then help him find a cheap car on craigslist for himself.
You wouldn't have to worry about USAA doing that. They don't pay claims anyway. It's a one way deal, you give them money, they keep it.
I've not had any issues with USAA paying claims. They were pretty in the ball both times we've had to make claims.

Same here, and when they totaled one of my 4Runners they gave me much more than it was worth.

daeman
daeman Dork
3/21/17 2:10 p.m.

I like to pretend I'm Russian and call myself vaydoncha sugmeov.

Otherwise conean the barbarian

freetors
freetors New Reader
3/21/17 6:59 p.m.

Our local solo chair and his csp miata codriver once registered as Puddin "lastname" and Gummy Bear "lastname". I haven't played around with this but can you just change your name easily on motorsportsreg.com? I would feel kind of silly doing it at my local region where all the registration people already know my name.

Driver Name Redacted

Jerry
Jerry UltraDork
3/21/17 9:18 p.m.
ShadowSix wrote:
Nick (Bo) Comstock wrote:
Dr. Hess wrote:
Jerry wrote: If someone from USAA is that worried to come to my local autocross (or rallycross), I would invite him for a ride-along. And then help him find a cheap car on craigslist for himself.
You wouldn't have to worry about USAA doing that. They don't pay claims anyway. It's a one way deal, you give them money, they keep it.
I've not had any issues with USAA paying claims. They were pretty in the ball both times we've had to make claims.
Same here, and when they totaled one of my 4Runners they gave me much more than it was worth.

No accident claims yet (knock on forehead), but the roadside assistance has been good. Multiple times...

AClockworkGarage
AClockworkGarage Reader
3/21/17 10:55 p.m.

I've always been partial to "sapnu puas"

Stefan
Stefan GRM+ Memberand MegaDork
3/22/17 12:03 a.m.

Bert Macklin

T.J.
T.J. UltimaDork
3/22/17 6:27 a.m.
Jerry wrote:
ShadowSix wrote:
Nick (Bo) Comstock wrote:
Dr. Hess wrote:
Jerry wrote: If someone from USAA is that worried to come to my local autocross (or rallycross), I would invite him for a ride-along. And then help him find a cheap car on craigslist for himself.
You wouldn't have to worry about USAA doing that. They don't pay claims anyway. It's a one way deal, you give them money, they keep it.
I've not had any issues with USAA paying claims. They were pretty in the ball both times we've had to make claims.
Same here, and when they totaled one of my 4Runners they gave me much more than it was worth.
No accident claims yet (knock on forehead), but the roadside assistance has been good. Multiple times...

USAA paid when my son rolled my jeep end over end down a WV mountainside. They were generous. That has been my only claim with them in about 20 years that I've been with them, but They treated me well.

bentwrench
bentwrench Dork
3/22/17 10:10 a.m.

Madonnas Rack

NickD
NickD SuperDork
3/22/17 10:25 a.m.

Taki Inoue. And make sure to get run over by a car in grid

glueguy
glueguy GRM+ Memberand HalfDork
3/22/17 11:10 a.m.

As the HWMBH (He who must be humored) of an insurance agent and owner of her own business, the original story smacks of internet lore. First off, there are a number of insurance companies, so anyone that wants to troll a paddock will likely only find 20% (max) of the cars that are covered by their company, and for an independent agent, maybe 5% max. And then it would need to be a corporate guy, because my wife can't access your policy if she's not the agent of record. So for example, she can't see your Hagerty policy if you're not associated with her office, nor will Hagerty discuss it with her if she calls them. Insurance policies typically aren't immediately cancelled - they may be non-renewed at the end, but they won't cancel in the middle of term. This is akin to the difference between being a gun owner and being involved in a shooting. Until a claim is filed there may be a slightly higher risk, but it's not imminent. And this is what causes all of the consternation. It's when someone goes to file a claim that is associated with a race/HDPE/autocross. She insures everything from autocrossers to ProMod and dragsters, and track-only Ferraris. The general rule is that if the key isn't in it then it is covered in the paddock. But start rolling and you assume the risk.

Insurance companies also have fraud units. They look at claims every day and are much more versed than the average joe trying to sneak something past. So roll your car at the track and then trailer it to a dark road and dump it and claim accident may have happened in the past but not as much now.

The_Jed
The_Jed PowerDork
3/22/17 11:29 a.m.

Alowishus Devadander Abercrombie

LuxInterior
LuxInterior HalfDork
3/22/17 3:36 p.m.

Max Venturi

plance1
plance1 SuperDork
3/22/17 9:32 p.m.

Harvey Mushman?

Appleseed
Appleseed MegaDork
3/23/17 10:58 a.m.
The_Jed wrote: Alowishus Devadander Abercrombie

Mud? Is that you?

Schrödinger's Flight Service
Schrödinger's Flight Service MegaDork
3/23/17 1:44 p.m.

Buttered Muffin

1 2 3 4

You'll need to log in to post.

Our Preferred Partners
3p1nYKnCnGo4l7ZZrLl3jwSLykI4SCKLgvI6k1x6L66GBbtUafZT7fByouJdHyrr