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Duke
Duke MegaDork
3/18/21 9:14 a.m.
NickD said:

In reply to KyAllroad (Jeremy) (Forum Supporter) :

I took out a loan, I'll pay back said loan. That's how things work.

Bravo poster with brush strokes.

NickD
NickD MegaDork
3/18/21 10:16 a.m.
Duke said:
NickD said:

In reply to KyAllroad (Jeremy) (Forum Supporter) :

I took out a loan, I'll pay back said loan. That's how things work.

Bravo poster with brush strokes.

Duke
Duke MegaDork
3/18/21 10:45 a.m.

In reply to NickD :

Not even remotely sarcastic.

 

Duke
Duke MegaDork
3/18/21 1:26 p.m.

I just ordered a new lid for autocross:

http://www.gforce.com/wp-content/uploads/2020/10/16002WH-Nova-Open-Face-Angle-Left-scaled.jpg

About 3 pounds in my size.  SA2020. $259.99 wtih free shipping when ordered through Jegs, and it should ship today.

 

KyAllroad (Jeremy) (Forum Supporter)
KyAllroad (Jeremy) (Forum Supporter) UltimaDork
3/18/21 2:08 p.m.

In reply to NickD :

I've already paid back the amount I borrowed and more.  At this point it"s just forgiving a portion of the interest.  I'm OK with it.

NickD
NickD MegaDork
3/18/21 2:21 p.m.

In reply to KyAllroad (Jeremy) (Forum Supporter) :

Not sure of the truthfulness, but I heard that the proposed plan was only going to affect owed loan money of a certain amount, and I'm pretty sure at only $3100 owed, I probably would be less than that amount. Also, I believe they were saying something about you would have to do some sort of community service in return, and I'd rather just pay the money than do that.

SaltyDog
SaltyDog HalfDork
3/18/21 6:51 p.m.

Re:

Repaying student loans AS YOU AGREED TO DO.

As someone who has paid for their education in both hard earned dollars and hard knocks, paid taxes in the last 6 decades, You borrowed the money, you agreed to the terms, you pay the bill. Period.

Why should my tax dollars pay for it?

stanger_mussle (Forum Supporter)
stanger_mussle (Forum Supporter) GRM+ Memberand UltraDork
3/18/21 6:53 p.m.

So I think I should be good to buy my buddies ND2 Miata. First, my hometown credit union was unable to finance me due to a state law or policy or something. My buddy suggested that I try Navy Federal. NavyFed was able to finance me at a rate 1.5% LESS than my existing auto loan through my hometown credit union (that I have been a member of for over 30 years) for the same term. The payment is only $42 more than my truck.

The plan is to have NavyFed cut a check to my buddy, who will essentially "buyout" his lease from Mazda, get the title, "sell" the car to me so that I can have it titled with NavyFed as the lienholder and then I can send the title to them.

The tricky part comes down to the sales tax. I'm pretty sure that my buddy will have to pay sales tax upon buying out his lease and I will have to pay sales tax upon registering the car in my name. I expect some berkeleyery but NavyFed said they will assist me in the titling process.

I'm really hoping I can make this happen as I have not had a "fun" car in over 15 years.

 

Pete. (l33t FS)
Pete. (l33t FS) MegaDork
3/18/21 7:46 p.m.

My '81 RX-7 came with a "stripped Nikki" - all of the solenoids and doodads on the carburetor had been removed.  Including the vacuum diaphragm plunger thing that turned the idle up when the air conditioning was on.

 

I found one in my collection of Stuff.  It even has decent cad plating on it so it matches the rest of the carb.

 

Now to hunt eBay for a TPS and choke linkage.

M2Pilot
M2Pilot Dork
3/18/21 7:51 p.m.
SaltyDog said:

Re:

Repaying student loans AS YOU AGREED TO DO.

As someone who has paid for their education in both hard earned dollars and hard knocks, paid taxes in the last 6 decades, You borrowed the money, you agreed to the terms, you pay the bill. Period.

Why should my tax dollars pay for it?

Hear here!

Pete. (l33t FS)
Pete. (l33t FS) MegaDork
3/18/21 8:43 p.m.
SaltyDog said:

Re:

Repaying student loans AS YOU AGREED TO DO.

As someone who has paid for their education in both hard earned dollars and hard knocks, paid taxes in the last 6 decades, You borrowed the money, you agreed to the terms, you pay the bill. Period.

Why should my tax dollars pay for it?

I went to elementary school in a relatively well-off suburb where the schools were horribly underfunded, ten year old books, half the windows in the buildings were tin plates, etc, because many of the people in the city sent their kids to private schools, and the rest didn't have kids, and their attitude was "why should my tax dollars pay for schools?"

Mom moved us out of there before I went to high school.  I actually was still living in that city when I went to junior high, but I was bused out to a different city for that because the public school system didn't have one...

mtn (Forum Supporter)
mtn (Forum Supporter) MegaDork
3/18/21 10:56 p.m.

I don't like the idea of student loan forgiveness, but there has been what amounts to predatory lending going on with student loans. 
 

I didn't have any. I want to know where my free lunch is for them. I also think we need serious reform - certainly for any federal student loans, cap the interest at 3.5%, double the payback period, figure out a way to reward early repayment beyond the saved interest (maybe an increased tax deduction?).... there are a few other things that would make sense beyond just forgiving them. 
 

That said, since they've been put in forbearance we haven't been paying on my wife's and won't, because why would I pay on 0% interest if I don't need to, and in case there is a forgiveness program. I can disagree with it all I want, but I'm not going to turn down $10k. 

Wally (Forum Supporter)
Wally (Forum Supporter) MegaDork
3/19/21 6:13 a.m.
mtn (Forum Supporter) said:

I don't like the idea of student loan forgiveness, but there has been what amounts to predatory lending going on with student loans. 
 

This is why it doesn't bother me to much, I had no student loans but now that I'm older and a bit soft it seems like maybe we should let kids sign up for tens of thousands of dollars in debt when most of them have no idea what they're getting into.  We've set up a lot of people to fail before their life has even started.  If this was a one time do over sort of thing that forced loans to be more transparent and schools to be honest and maybe rethink their prices it wouldn't be the worst direction to piss away tax money. 

SaltyDog
SaltyDog HalfDork
3/19/21 11:14 a.m.

I'm not a confrontational guy, so these are my last thoughts on the subject.

If the student loans are forgiven, what's next?

Credit card debt? Talk about predatory lending! How many young adults get sucked in on this one? I did, and paid every penny of it off.

IRS debt? I'm sure we've all seen the commercials like " I owed the IRS $20,000 but so and so company got them to settle for $350!". That's money those of us who do pay their tax bill in full have to make up.

The underfunded public school arguments don't hold water for me.  $2558.33 of my property tax for 2020 went to the schools in my district and an additional $113.80 went to their pension fund.

Edit: We do need more money going to the public school system, forgiveness of student loans means less money in the coffers to draw from, so tax payers end up footing the bill. Again.

I have zero children, btw, yet I am supporting the schools. I'm *OK* with that, not thrilled, but I knew before I bought the house that it was part of the deal.

Guess I'm solidly in the Get off my lawn generation now!

 

 

Recon1342
Recon1342 Dork
3/19/21 9:17 p.m.

Back to MINOR WINS...

 

I saw a Subaru Impreza STI today, about four car lengths in front of us. They're nice cars, and I really do like them.  The win? I proceeded to tell Mrs Recon it was probably being driven aggressively, by some young kid, with unruly hair, wearing a flat-billed hat, and puffing clouds of vape smoke. 
 

That poor kid managed to check every box on the Subie Driver's starter pack. Have not laughed that hard in a long time...

Appleseed
Appleseed MegaDork
3/19/21 9:28 p.m.

$110 netted me this:

Mike (Forum Supporter)
Mike (Forum Supporter) GRM+ Memberand UltraDork
3/19/21 9:34 p.m.

In reply to Appleseed :

Wow. Just wow. Well bought.

Beer Baron
Beer Baron MegaDork
3/20/21 8:40 a.m.

I have a special tool at the brewery: a wort sample cup.

I commissioned it. It is specially handmade to do ONE task that it is perfect for. It is just a cup of exactly the right size on pole with a shepherds crook at the end so it won't slip from my grip. All stainless steel. It is exactly the right height, that when I hang the crook over the railing, it's an inch above the deck. I use it to take wort samples from the kettle. That's all it does. But it's perfect. Having and using this makes me happy.

It's kinda weird the things you never would have expected to make you really happy as an adult.

Appleseed
Appleseed MegaDork
3/21/21 4:51 p.m.

After using the big red wrench to loosen the (fuvking bullE36 M3, why does anyone use these goddam things) TORX bolt that was threatening to go full butter soft on me, I was left with the hulk of a seatbelt reel for a Focus wagon.

I'm not one to just pitch something when there might be something I can scavenge off of it. So I cut the belt to get the buckle. 

The FR-S has a ridiculously sensitive seat. 15lbs or a cell phone will set off the sensors making a thoroughly annoying chime.

So...does an 18 year old Focus buckle fit a 6 year old FR-S? BERK YEAH, IT DOES! A short section of old seat belt and couple of pop-rivits to create a loop and I have this:

Antihero (Forum Supporter)
Antihero (Forum Supporter) GRM+ Memberand UberDork
3/21/21 4:55 p.m.

I finally got the addition insulated, windows in and the door so it's a functional room.

 

berkeley  yeah!

Mike (Forum Supporter)
Mike (Forum Supporter) GRM+ Memberand UltraDork
3/21/21 9:36 p.m.

I had a trip, and there's some minor rant there, but I booked the cheapest option available on Orbitz for a rental car. I was booked for a "Camry or similar" at Budget this morning. 

I had to pass the rental lot last night and saw one of the brands had the Miata RF.

When I went to get checked in, I mentioned that I'd seen the Miata, and I'd pay an upgrade for that outcome. She said that she hadn't seen that they had those, but would I like hard top Mustang or Camaro at the same rate as my Camry?

This was an easy decision. 

Antihero (Forum Supporter)
Antihero (Forum Supporter) GRM+ Memberand UberDork
3/23/21 3:26 p.m.

I now have a seax, pocket knife for scale

Streetwiseguy
Streetwiseguy MegaDork
3/23/21 6:15 p.m.

In reply to Appleseed :

It took me longer than I care to admit to figure out what a cut off seat belt has to do with a seat sensor.

M2Pilot
M2Pilot Dork
3/23/21 9:03 p.m.

In reply to Antihero (Forum Supporter) :

I saw that on another forum we both frequent. Neat!

 

fasted58
fasted58 MegaDork
3/24/21 8:00 p.m.

Took 97 y/o Dad to get his Covid vaccine today. He went through the process rather quickly.

I was not registered, as I could wait but asked about extra shots. I got waved in and processed just as quick. Less than one hour overall including the 15 minute sit down afterward. 

They had 1100 doses to use today. surprise

We go back in a few weeks for the second dose. 

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