SWMBO’s oldest son got fired about a year and a half ago. He’s 40 with 3 daughters and a wife.
The reason he got fired is he got tired of his IT job and spent too much of his time on his daughters. He really is a good father.
One daughter is really talented! Like the Olympics are looking at her talented. She’s only 12 but plays with the high school varsity. Intelligent too. On the honor roll at school.
He makes sure the other daughters aren’t overlooked and doing all that plus getting the oldest daughter equipment, training, coaches for her sport distracted him.
Enough excuses. Since getting fired he’s tried to make it on his own. Cleaning and re-keying Foreclosed homes. Cleaning an office building, driving Uber etc. Doing odd jobs to bring in dough.
It’s not enough! His wife has a decent government job but as you know that doesn’t pay very well.
They aren’t extravagant. A big night out is going to Mc Donald’s and ordering off the dollar menu. But going to sporting events has it’s cost, day care for the youngest, modest size home in a modest neighborhood. Older used cars they are making payments on.
In other words life. SWMBO helps! Too much. She drained her 401k and now is draining the money she set aside for our wedding. Couple of times a month there is a crisis. shutting off utilities, foreclosing on the house, repo the cars.
It’s her money, only rarely do I donate the odd $20-40 and only when all my bills are paid! I refuse to get sucked into that money hole.
SWMBO has repeatedly said that’s it. She’s acquired debt she didn’t have taking care of him and his family.
But the three girls would suffer so badly. Obviously the only chance for college is the sport for the oldest. And maybe the middle.
Renting would cost more than their house payment. And there is next to nothing in their food budget.