We have a 14 year old cat. She's been with us for the last 10 years and has become an important member of our family. She is in reasonably good health for her age, but with the known exceptions being a heart murmur, early stage kidney disease, and some arthritis that has slowed her a bit during cold weather but doesn't seem to be causing pain. Based on this I assume we probably have somewhere between 2-4 good years left before having to make that painful decision...
Today she went to the vet for what was assumed to be a urinary tract infection (has had several over the past 6-12 months) and turns out to be a sizable bladder stone (think kidney stone but in the bladder). There may be 2 options on the removal. Option A is to have a normal surgical procedure to cut her open and remove the stone with a cost of $700-$800. Option B, if available (size of stone may prevent this), also requires anesthesia but instead of cutting they go through the urethra and break the stone into smaller pieces that can then be removed for an estimated cost of $1500-$2000 (better estimate to be had after specialty vet sees Xray and provides consult with main vet).
Questions:
1) How much increased risk is involved in anesthetizing a cat with a heart murmur?
2) What is the typical financial arrangement if a pet does not survive a procedure (assuming no malpractice)? I understand the vet has a financial investment in the procedure and yet the pet owner has an expectation of their pet surviving to be around for an additional time period. Concerns about Question 1 caused this question.
3) What is your opinion on the value of your pet's pain & suffering? At what point would you choose Option B (if it was available) over Option A?
Thanks for your time and honesty in answering the questions.
Steve