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stroker
stroker Dork
11/21/13 1:05 p.m.
These EDRs were not for the insurance companies. They're for the manufacturers. Their purpose is for the manufacturer to be able to defend itself in a lawsuit when a claim is made that the brakes failed, seatbelt failed, airbag failed, the throttle stuck or something else. That's what they're primarily used for, and that's why it's so hard for an insurance company to get the data. The manufacturers don't want to give that info up. Insurance companies just piggy backed on the concept to be able to help them in very high dollar claims.

BINGBINGBINGBINGBING

novaderrik
novaderrik PowerDork
11/21/13 1:43 p.m.
Apexcarver wrote:
novaderrik wrote: but do those data recorders actively tell Big Brother your location, direction of travel, and speed in real time? that's the next step, and it could tie in with the thread from a few days ago about self driving cars...
They tell nothing in real time... I havent seen where anyone is proposing real time transmission of that data... The thread is about recorders... What you are suggesting would require a massive amount of sattelite communications network bandwith, plus a rather large amount of data computing and storage. I don't think that is going to happen on the scale you are suggesting.

this thread was about data recorders- 2 years ago... now it's revived and i linked to an NHTSA proposal to be able to track everyone in real time via mandatory hardware and software that the manufacturers would install in every new vehicle.

Curmudgeon
Curmudgeon MegaDork
11/21/13 3:10 p.m.
yamaha wrote: Hmm, only my focus is obd2......I'd love to do what wbjones mentioned though, but it would probably get you black listed somehow.

And this is exactly why I will never put one of those 'snap shots' on anything I drive. Period.

Apexcarver
Apexcarver PowerDork
11/21/13 3:29 p.m.

Oh yeah, I did hear about that.. Its because of the push for self driving cars. If you look at the article they are only pushing it out in limited range on radio waves.

That said, I guess insurance companies could make survalience posts if there is a unique RFID with each vehicle (think speed trap).

However, it might be a boon if you can readily show a log of your speed if you get pulled over (provided you werent actually going as fast as they claim)

novaderrik
novaderrik PowerDork
11/21/13 4:53 p.m.
Apexcarver wrote: Oh yeah, I did hear about that.. Its because of the push for self driving cars. If you look at the article they are only pushing it out in limited range on radio waves. That said, I guess insurance companies could make survalience posts if there is a unique RFID with each vehicle (think speed trap). However, it might be a boon if you can readily show a log of your speed if you get pulled over (provided you werent actually going as fast as they claim)

yeah, that's way better than the outdated "innocent until proven guilty" method that we've been using up to this point to fight traffic tickets.

mad_machine
mad_machine GRM+ Memberand MegaDork
11/21/13 5:01 p.m.
Curmudgeon wrote:
yamaha wrote: Hmm, only my focus is obd2......I'd love to do what wbjones mentioned though, but it would probably get you black listed somehow.
And this is exactly why I will never put one of those 'snap shots' on anything I drive. Period.

I have often wondered what one show of my driving. I do not accelerate or deccelerated hard.. but I also do not like to slow for corners.

NOHOME
NOHOME Dork
11/21/13 5:46 p.m.

though it may be painted under layers of prose and poetry, the core function of any capitalist enterprise is to screw you out of your money using whatever means are not prohibited by law. Up to an most certainly including changing the law as they see fit.

This is a great exapmle of the principle.

But...

There is an interesting development. Kids are buying into driving as much as they used to. Part of the reason, as explained by my daughter is that it is too much of a hastle what with all the graduated license test, fines, maintenance cost and crazy insurance cost.

It is quite interesting to see that the industry might just be pricing itself out of the market.

novaderrik
novaderrik PowerDork
11/21/13 8:40 p.m.
NOHOME wrote: though it may be painted under layers of prose and poetry, the core function of any capitalist enterprise is to screw you out of your money using whatever means are not prohibited by law. Up to an most certainly including changing the law as they see fit. This is a great exapmle of the principle. But... There is an interesting development. Kids are buying into driving as much as they used to. Part of the reason, as explained by my daughter is that it is too much of a hastle what with all the graduated license test, fines, maintenance cost and crazy insurance cost. It is quite interesting to see that the industry might just be pricing itself out of the market.

i always assumed that the basic premise of capitalism was to provide something that people were willing to pay for, and get them to pay you for it.

wbjones
wbjones PowerDork
11/21/13 9:10 p.m.
trigun7469 wrote: Most insurance companies do not make a profit unless they have a financial department, like life insurance, annuities ect... The rate of insurance goes up because of your driving or others in your neighborhood. It is all calculated by actuarial. There is a reason why certain communities are higher than others. Some manufacturers already have the "Black Box" BMW has one so when you get a new M3 and blow the motor under warranty they will see that you abused it and blew the motor and will charge you. Lesson of the story is stop being like fast and furious on the streets, and take it to the track if you want to do some spirited driving.

they still would charge you for the blown motor …..

Kenny_McCormic
Kenny_McCormic UltraDork
11/21/13 9:28 p.m.
novaderrik wrote:
NOHOME wrote: though it may be painted under layers of prose and poetry, the core function of any capitalist enterprise is to screw you out of your money using whatever means are not prohibited by law. Up to an most certainly including changing the law as they see fit. This is a great exapmle of the principle. But... There is an interesting development. Kids are buying into driving as much as they used to. Part of the reason, as explained by my daughter is that it is too much of a hastle what with all the graduated license test, fines, maintenance cost and crazy insurance cost. It is quite interesting to see that the industry might just be pricing itself out of the market.
i always assumed that the basic premise of capitalism was to provide something that people were willing to pay for, and get them to pay you for it.

That's quite similar to how the basic premise of communism is everybody will have a better quality of life and the government won't do anything wrong.

NOHOME
NOHOME Dork
11/22/13 9:32 a.m.
novaderrik wrote:
NOHOME wrote: though it may be painted under layers of prose and poetry, the core function of any capitalist enterprise is to screw you out of your money using whatever means are not prohibited by law. Up to an most certainly including changing the law as they see fit. This is a great exapmle of the principle. But... There is an interesting development. Kids are buying into driving as much as they used to. Part of the reason, as explained by my daughter is that it is too much of a hastle what with all the graduated license test, fines, maintenance cost and crazy insurance cost. It is quite interesting to see that the industry might just be pricing itself out of the market.
i always assumed that the basic premise of capitalism was to provide something that people were willing to pay for, and get them to pay you for it.

You spending too much time reading the prose and poetry and ignoring the reality.

Corporate morals are for the most part the same as those of a 17 year old boy's in the backseat of the car with his tipsy girlfriend. They have to be this way to survive.

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