Grab a 6-pack of frosty adult ones for this update...
Apparently my adjuster talked to her adjuster last Thursday and got the "100% liability" info (based of the other driver admitting she ran the stop sign). So SF went ahead and started processing my claim, and made me an offer on the Falcon (that was insultingly low). I call both insurance companies Friday morning and nobody bothers to call back.
Fast forward to yesterday and I get a hold of SF first. Now they are saying she's 100% liable, but her insurance is saying I'm 30% liable (how you can figure that after I stopped for my sign, and had the clear right of way, and then was hit by a person admitting to running the sign is completely batE36 M3 crazy), so they have to fight it out. Allstate has 30 days to make an initial determination, but an extra blank amount for arbitration, etc.
Meanwhile, I get the numbers for SF's offer (only $9200 for a 5-Speed, moonroof, roof rack, Mazda5, 2-owner, full service records, clean title, 100K miles?!?) and tell them to pack sand. I've only found 3 others in WA/OR so far with a MT5 and the Sport pack (none of which have the moonroof, and only one has the roof rack) and they are $11K, $12K, and $12.5K.
So today I call the Allstate adjuster for an update. This shiny happy person, who is extremely rude, starts spouting off about how they pulled telemetry from the Exploder (bullE36 M3), and that it "estimates" she was doing 10 and I was doing 20 (complete horseE36 M3, an OBDII won't tell you that, and it's not true, and even if it was, SHE RAN THE MOTHERberkeleyING STOP SIGN!!!), and that the damage shows I had to be speeding (which is it sweetcheeks?, speed limit there is 30 anyway), blah blah blah.
She immediately threatens to hang up and converse by mail only (because I raised my voice, I never said a single bad word), and then followed up with threat of lawyers, court action, and so on to "protect her client". (I should point out that this vajajay answers all phone calls with "this is a recorded line", which sure doesn't sound ethical/legal). She flat out tells me I'm not getting a settlement for at least 6 months, that I need to go through SF if I want my car replaced, and that she's going to pull the rental in 24 hours.
Needless to say, I'm borked. This bitch can run the table on me 8 ways from Sunday, and even though I will come out on top, it'll be a year or more from now. So berkeley it, I'm done. My life is way too valuable to waste on this bullE36 M3, so I'm just eating the $250 deductible (and 30% of the rental) for right now to run it through my insurance and let them fight the vajajay bitch from hell. As the immortal poop would say, "It's worth my $250 to never hear your voice again shiny happy person".
So yeah, that's where I'm at.
The next step is to get the three 5's I've found, plus any others, to SF to revise my car's value. Once we agree on that, I need to determine anything else needed to make me whole (already got the replacement car seat and base, but still need to address the missed work, medical bills, and follow-up appointments, plus the personal effects berked up in the car). After that, it takes 3-4 weeks to get a check (and I really hope my adjuster can slam-dunk her royal vajajayness to cover the rental until then).
In the meantime, it's car shopping time. I was dead set on a mid-size wagon (Legacy 2.5GT, Mazda6 Sport, SAAB 9-5 Aero, Volvo V70R), but a buddy pointed out the car seats fit fine in the 5, which is based on the 3, so why not look at the 3. So now I need to haul the carseats to a dealer with a 3 hatch, 02-08 Impreza hatch, and possibly some other stuff.
I'm leaning heavily towards a 1G Mazdaspeed3.