z31maniac said:The only time I have cash on me is when we go downtown for a show and need to tip the valet.
We go on a long weekend trip once or twice a year. We'll usually hit the ATM on the way out of town and make sure we each have $60 or $80 cash.
We generally have at least half of that left when the next trip rolls around.
I doubt we spend $300 cash a year between the two of us.
The cash on hand thing is nothing new, but is very branch dependent. I can go to Chase Tower in downtown Chicago and pull out as much as my account has and is legally possible (BSA limitations). If one were to plan ahead and fill out the correct forms, there would be no limit. But my local branch doesn't have that much cash on hand.
Some of this is societal, some of it is due to risk appetite, some of it is just business needs. The bank I worked for from 2012-2015 didn't have a single brick and mortar branch. The bank I worked for from 2015-2018 was one of the few that took coin deposits locally (most nowadays they ship it away to sort and count). The company I worked for from 2018-2023 was actually mailed checks for deposit from hundreds? thousands? of banks, and they'd actually do the processing. And this wasn't a new thing, it had been going on since the 90s.
Physical money is a big risk, logistically complicated, and comparatively high cost for financial institutions. It has always been that way.
In reply to Keith Tanner :
There is no difference unless no one in your area uses cash. If your bank is telling you they don't have cash, change banks. In 40+ years of dealing with banks, I have never had a bank tell me they didn't have cash and I've pulled some very large amounts.
Personally, if I could realistically do it, I would refuse anything except checks and cash. Credit cards are expensive and their convenience just costs everyone money. The only people who win that is the banks. As it is, I charge everyone who does business with me an extra 3% to cover that cost.
I don't know of any small business or retailer that doesn't prefer cash. Large retailers are a different story because they don't trust the employees they have been screwing over.
As to under the table, I applaud everyone who does it and encourage them in any way I can by paying cash. I would much rather that percentage stay in the hands of someone with financial responsibility than end up with the voracious irresponsible pig that it usually ends up with.
I was at the supermarket last night and they were out of dairy milk, while, 10%, 2%, organic, store brand, and name brand. Everything except a few half gallons of fat free (not really milk if you ask me).
None in the cooler, none in the back, and only the pseudo milks (coconut, almond, oat) and Lactaid milk available.
edit: but plenty of bread and eggs, so not due to the impending winter storm the local news has been hyping up.
I went to the grocery store with the bride last night - I haven't been in there in a long time as she handles that task for us - and found that Cheerios are now $7 a box and milk is $6.......yikes!
Nothing in this thread pegs the weird *$#@-o-meter
These all qualify as Minor rants, and we have a 2000+ page thread for that
Minor rant thread. Post your rants o' the day here!| Off-Topic Discussion forum |
In reply to TravisTheHuman :
Should it be something like this:
My favorite "calibrate the Weird S-o-meter gauge" incident was an oil leak on a Caddy 4100 in a Fleetwood.
Now, these engines were bad for oil leaks because cork gaskets and sheetmetal stampings just plain suck, and the cylinder heads basically have no valve cover rails, they're just flat so the valve cover gaskets sit under the oil level in the heads, which drain through passages around the upper head bolts which plug up with sludge, making it worse... But he wanted it fixed and I did a damned good job of resealing the oil pan, valve covers, and intake manifold, and spent at least an hour poking the sludge out from the oil return passages.
But there was a drip from the left side. It dripped like it was under pressure. Nothing's pressurized up top, it's a pushrod engine.
Much cleaning and observing and cleaning and observing with the engine running... it appears to be coming from one of the exhaust manifold studs.
Huh.
Out of ideas, unsure, and willing to try anything, I stuck a brake hose banjo fitting crush washer under the nut.
It stopped leaking.
In reply to TravisTheHuman :
Challenge accepted.
Some of you know that I've stopped (mostly) drinking and instead take gummies to calm my mind down in the evenings. I take some that are strong enough that I cut them in half normally. Every once in a while I'll take a full one. Everything is great until about 2.5 hours in and that's when the demon lady shows up. She starts at my peripheral vision kind of chasing me to go to bed. Once I get to the bedroom I turn off the lights and run to get into bed before she can catch me. Once under the covers she can't get me because of the invincible shield it creates which everyone knows to be truth. She then lays at the foot of the bed and pulls the covers tight around my feet. The weird thing is the whole time I'm laughing because I don't believe in demons.
Stampie said:In reply to TravisTheHuman :
Challenge accepted.
Some of you know that I've stopped (mostly) drinking and instead take gummies to calm my mind down in the evenings. I take some that are strong enough that I cut them in half normally. Every once in a while I'll take a full one. Everything is great until about 2.5 hours in and that's when the demon lady shows up. She starts at my peripheral vision kind of chasing me to go to bed. Once I get to the bedroom I turn off the lights and run to get into bed before she can catch me. Once under the covers she can't get me because of the invincible shield it creates which everyone knows to be truth. She then lays at the foot of the bed and pulls the covers tight around my feet. The weird thing is the whole time I'm laughing because I don't believe in demons.
Four or five years ago I had surgery and they gave me a dose of morphine afterwards. All night long there was some sort of death ray coming out of the television in my hospital room that was trying to kill me, accompanied by the sound of a trip hammer. Worst night of my life.
Not as weird as Stampie's, but Mrs. Stealth was in a Home Hardware store in a little town north of here, and the person in the checkout line ahead of her (middle-aged woman) got talking to the cashier (middle-aged guy.) Turns out they both have birthdays in May.
"Really?" says the guy. "When's yours?"
"The 28th."
"Cool! I'm the 35th."
And they kept on chatting for a while. Eventually my wife paid for her stuff and came out to the car with a story to tell.
There's braille on the keypad of the drive-thru ATM
In reply to ShawnG :
If if remember correctly... they often time have headphone jacks as well.
In reply to Pete. (l33t FS) :
We had a customer with a 4100 that refused to part with the car and was short on money. The leak ended up being oil seeping through the block. We scrubbed it as best we could and plastered it with JB Weld. It held a surprisingly long time.
In reply to Toyman! :
While I have no problem trying to keep money away from the government, people who work under the table need to understand they are screwing themselves on Social Security.
If your income is mostly cash, you may be saving taxes in the short term, but you're going to get berked much harder than the rest of us when it comes to Social Security. Better have a Plan B.
In reply to stuart in mn :
My adventure with morphine gave me a greater sympathy for drug addicts. I had a serious car crash, and was in the hospital with broken bones pretty much everywhere. I couldn't get comfortable and the nice lady set me up with a morphine machine. I was pretty sure I could watch it go up my arm into my heart, and when my mother and grandmother got to the hospital I introduced them to my friend, who I thought was Grimace from McDonald's. I have little recollection of the first three days in the hospital other than how much better I felt on meds.
In reply to Wally (Forum Supporter) :
I understand it must affect different people in different ways. If everyone reacted to it the way I did, there would be zero drug addiction in the world.
In reply to stuart in mn :
Same. My only experience with opioids was that all the rent and restitched bits were still in a lot of pain, but I was mentally dulled. And threw up a lot.
If it's not going to take the pain away, I'd rather be able to read a book and find escape that way. And not throw up.
I understand that it's amazing for some people and hard to get off of, and for them I have sympathy for having to fight that demon.
In reply to Wally (Forum Supporter) :
JB Weld is also good at sealing all the pin holes in the top of a early 80s RX7 when applied with a plastic bondo applicator. One of those temporary get you to work repairs that lasts 5 years that you forget about until years after you sell the car.
In reply to Stampie :
Im convinced something gets added or muddled with going from flower to gummy. My worst experiences have been with gummies and the worst i have had with flower is i was convinced i had to manually breathe.
Weird stuff. Yesterday my mom's husband was fairly normal and pleasant.
dean1484 said:In reply to Wally (Forum Supporter) :
JB Weld is also good at sealing all the pin holes in the top of a early 80s RX7 when applied with a plastic bondo applicator. One of those temporary get you to work repairs that lasts 5 years that you forget about until years after you sell the car.
When the Big 3 were starting to use aluminum castings for transmissions, they had porosity issues. You can find detailed information in their service manuals for applying epoxy (JB Weld) the the porous parts to stop the leaks.
Only about 10% of the currency floating around exists in physical form
Noddaz said:Except the bank does not have a roll of quarters. Yep, you read that right. The bank did not have a roll of quarters.
I own a coin operated business as a side hustle and during COVID the mints couldn't keep up with demand causing a significant shortage.
On two separate occasions while depositing quarters at the bank, merchants stopped me in line and tried buy some of my unrolled bags of $500.
I declined both offers as I didn't think it was fair for one person that just happened to be at the right place at the right time to get $500 rendering them unavailable to everyone else.
I'm having surgery on my foot next week. I've already told the doctor that I don't want opioids post surgery.
I am a DEA registrant and administer opioids in my practice.
I'm not going to put myself in a position to get addicted.
Funny story........now, not so much when it happened!
I went on a weekend hoon around the Ozark hills with a couple of buddies. We finally landed at a small, out of the way motel for the night, one of my buds has been dealing with a bad back for years, so he makes "special" brownies and eats them before bed so he can sleep. He offered me and my other buddy one and we said "sure", help us to sleep also!
Only problem was, I hadn't had any THC in any form for decades, and in that time it's gotten a LOT stronger, add to that a man who grows his own, makes his own brownies to his personal recipe and has probably become somewhat tolerant. So me and my buddy take one and munch it down and head off to bed. An hour later I couldn't get out of bed to go take a leak, I couldn't make my legs work! I finally made it to the chair next to the bed and spent the rest of the night waiting for the effects to wear off!
That's enough to make me swear off that stuff for the rest of my days, tho my buddy takes gummies to get a good nights rest and says they're not so crazy!
We went to the local dispensary to see what's what these days and they now sell several different types of pot, depending on what "mood" you're trying for......crazy stuff. Expensive too.....
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