Progressive Snapshot...| Off-Topic Discussion forum |

fasted58 UltraDork
6/16/12 7:15 p.m.

Savings, good intentions, tech runamok, nose under the tent or... ??

http://www.slashgear.com/progressive-snapshot-hardware-details-revealed-15140002/

The Snapshot device will plug into their car and the device will gather details on how they drive and then share the details with Progressive. If the insurance company likes what they see likes what they see you can get up to a 30% discount on insurance rates. The Snapshot device plugs into the OBDII port under your steering wheel on your car. It records information automatically and will then share it. Progressive says that the device is looking for things like gentle braking and driving fewer miles than the average driver in your state.

The device also looks at how much you drive during peak hours of midnight to 4am. The hardware won’t be used to up your rates according to the company and it takes about 30 days for any earned discounts to show up. Progressive says the device captures no speed data or GPS information.

http://www.progressive.com/auto/snapshot.aspx

sorry if a repost

DoctorBlade SuperDork
6/16/12 7:20 p.m.

Basically, you're cheaper to insure the less you use your car. Bah.

turboswede GRM+ Memberand PowerDork
6/16/12 7:24 p.m.

I want to get one and then do the One Lap with it in the car.... Or just a bunch of track days :)

MrJoshua PowerDork
6/16/12 7:39 p.m.

turboswede wrote: I want to get one and then do the One Lap with it in the car.... Or just a bunch of track days :)

Lol-my first thought as well. It would be tempting to get a policy just to see how long it took to loose it.

MrJoshua PowerDork
6/16/12 7:41 p.m.

fasted58 wrote: Progressive says that the device is looking for things like gentle braking ...

Lol-what if I "Gently brake" right into another car?

stanger_missle GRM+ Memberand Reader
6/16/12 7:48 p.m.

fasted58 wrote: The hardware won’t be used to up your rates according to the company and .... Progressive says the device captures no speed data or GPS information.

I call BS on this... I'm pretty sure OBDII has no way to capture GPS data but not using it to raise your rates? Yeah right. It might work for some people but I wouldn't want it in my vehicle.

stanger_missle GRM+ Memberand Reader
6/16/12 7:51 p.m.

In reply to MrJoshua:

LOL!

What about driving in city traffic? Nothing about that is gentle...

HappyAndy Dork
6/16/12 9:23 p.m.

Wouldn't touch it with a ten foot pole

EvanR Reader
6/16/12 9:24 p.m.

I had it... for 3 days. It made me totally paranoid and I sent it back.

Derick Freese SuperDork
6/16/12 9:31 p.m.

I think I'd buy a junk car and keep it on a trickle charger. A running wreck would be perfect. I'd start it up and move it across my yard every once in a while just to make sure it rang home.

poopshovel PowerDork
6/16/12 9:48 p.m.

Peter Lewis and "Progressive" - in case you didn't know.

http://www.snopes.com/politics/business/peterlewis.asp

rob_lewis GRM+ Memberand Dork
6/16/12 10:24 p.m.

I get the sinking feeling that to get insurance in the near future, you'll have to plug one in......

-Rob

92CelicaHalfTrac MegaDork
6/16/12 10:32 p.m.

rob_lewis wrote: I get the sinking feeling that to get insurance in the near future, you'll have to plug one in...... -Rob

Sooooo sad that only one of my vehicles has a functioning OBD2 port.

Ranger50 SuperDork
6/16/12 10:58 p.m.

92CelicaHalfTrac wrote:
rob_lewis wrote: I get the sinking feeling that to get insurance in the near future, you'll have to plug one in...... -Rob
Sooooo sad that only one of my vehicles has a functioning OBD2 port.

Me too.

B430 New Reader
6/16/12 11:05 p.m.

If you have multiple vehicles do you get to choose which one to install it on? I drive my truck like a granny, cuz it's slow, handles like E36 M3, and has about a billion miles on it and I know I haven't spent a dime maintaining it.

My wrx on the other hand....