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dean1484
dean1484 GRM+ Memberand UltimaDork
9/24/14 10:59 p.m.

NADA Values based on a 4 door Auto with alloy wheels.

Rough Trade-In $1,000

Average Trade-In $1,725

Clean Trade-In $2,300

Clean Retail $4,075

Your car is probably totaled at some where around $3000 or so of damages depends on what the base the value. In ma I think it is over 60 or 70 percent of the value of the car and it is a total.

mistanfo
mistanfo UltraDork
9/25/14 1:15 a.m.

If your insurance company will cover it, it will be for liability only. If.

Klayfish
Klayfish UltraDork
9/25/14 6:38 a.m.
mrwillie wrote: My wife just asked me two good questions: 1) If we get the car totaled by the ins company, and we decide to keep the car and receive the "salvage" title will we have issues w/ our current company w/ insuring the car? 2) If we decide not to get the car fixed, should/could there be an issue w/ safety inspections we have in NC?
  1. You'll have to check with your insurance company, as they all have their own policies. Most will still cover it for liability purposes, but not collision. Or if they do cover it for collision, just know it'll only be worth about 1/2 normal value if it's repaired and hit again. But if you're not going to fix it, no reason for collision coverage anyway, because you're techinically driving a piece of scrap.

  2. That's a question for the state DMV. Typically, as long as the required safety items such as lights, wipers, horn, brakes, etc...pass then you're fine. Most state inspections I know of don't check structural integrity from collision (they do check rust).

David,

From inspecting damaged cars for years I've seen hundreds (probably thousands) of cars that have been in previous accidents. You can clearly see the difference between a shop that did the work right and one that didn't. Shops that did crappy jobs look like what you describe. Shops that do good jobs look great. After all, what is it the factory does that a shop can't do? It's all a matter of the shop having the right tools and right skillset.

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