Especially for what the insurance probably considers to be a new driver. Even though I've been driving for about 20 years and have been on my wife's US car insurance for the past two.
As I think I've mentioned on here before, my wife is American and her & me are slowly navigating the bureaucratic jungles with a view to having me move to the US. It looks like we'll finally have enough cash scraped together to make this a reality in about six months.
In the meantime, my wife's Cherokee is on life support. Given that the answer in this case isn't Miata (we need one car with four seats...) I've been thinking about a P71, especially given that some people on here mentioned that they are quite cheap to insure. That way, if the Cherokee - which my wife really likes - expires, we can park it up until I can get around to fixing it and we won't be stuck for wheels.
So, anybody here got any experience ensuring a P71 for someone who recently passed their driving test?
I can't see it being expensive. There are so many of them and parts are cheap. Not a big theft target that I know of. Shop around, ins rates vary wildly from one comp. to another.
mtn
SuperDork
10/2/09 8:17 a.m.
Not a P71, but just a regular civilian Crown Vic. It was cheap, actually the cheapest car to insure out of the past ten that we've had.
I pay $30 a month. 32 years old. generally just a point or two left on my license before they revoke it.
Has a five star crash rating and very low repair costs if they're wrecked. insurance companies like that stuff.
cwh
Dork
10/2/09 1:03 p.m.
And they are not driven by kids, ricers, or Corvette guys. Except for us, I would imagine they are owned by older people that want a big, safe, cheap car. Those demographics are also appreciated by insurance companies.
belteshazzar wrote:
I pay $30 a month. 32 years old. generally just a point or two left on my license before they revoke it.
Blimey, that's cheap - my wife is current paying more than twice that for her Cherokee. Mind you, she seems to be a little allergic to shopping around so she might be able to get cheaper insurance than she has with the lizard. But that is cheap.
belteshazzar wrote:
Has a five star crash rating and very low repair costs if they're wrecked. insurance companies like that stuff.
Good point, plus you'd hope that nobody with at least half a brain would try to steal a cop car. Even if it's decommissioned.
helps to live in Nebraska, and carry only liability coverage.
when i hear p71 i think mustang, it would help if you listed an make/model and picture would be nice as well, lol.
Salanis
SuperDork
10/3/09 1:03 a.m.
P71 = Police Cruise Crown Vic
they are all fords any way
As a side benefit, the front seats have steel plates in them to prevent you being shivved by your backseat passengers, so you have that peace of mind as you cruise down the road...
steel plates in the seats sounds perfect if you have kids who like to kick the back of your seat.
Of course you could go for the full glassfibre backseat for them too. Very easy clean up from the inevitable child messes
Well, it appears that I have found the limits of my wife's tolerance when it comes to cars.
"I am not driving around in an old cop car" or words to that effect. So I guess the answer might have to be Miata or E30, although she mumbled something about not necessarily minding a police-package Tahoe that much, but we'd really want one car with AWD.
Mind you, I'm not complaining as she's extremely tolerant when it comes to me buying cars.