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Mr_Asa
Mr_Asa PowerDork
5/4/22 8:22 a.m.
Stampie said:

I've never had a problem dropping a vehicle's insurance and not turning in the plate here in FL.  Makes me wonder now.  At one point I had 6 insured and plated vehicles.  FL hits you hard for each plate so I'm good as long as I don't go over 6 total but as I sold vehicles I'd just drop insurance and not turn in plates.  Wonder if I've gotten lucky and the new buyers have titled/registered in FL so that the state knew.

While back when I got Susie good enough to drive we put her on insurance and I renewed her plate.  A little while later I needed to stop driving her due to various issues so I suggested we drop the insurance. 

Wife had been handling insurance and she got convinced by State Farm that we had to turn in my plate to do that, and she tells me so.

"No we don't, hon.  I've done this before. Its fine, also its a historic plate so I'm not mailing it off so they can destroy it." (Plate from 1967, cause Florida lets you do that.)

She sticks to the insurance peoples side and just drops the insurance to the very bare minimum, something like $20/month.  Found out two or three years later that she had been sticking to that despite me telling her not to.  Still not sure where most of my irritation about that should be directed.

Ian F (Forum Supporter)
Ian F (Forum Supporter) MegaDork
5/4/22 9:34 a.m.

Years ago when the GT was still sold new, I passed a wreck of one at an interchange on I-95 near me.  My WAG was the driver got on the gas too hard coming off the Rt 1 ramp and spun it into the bridge.  The bridge was unharmed. The GT, notsomuch...  But over the years, I've read enough stories about the GT that the car can bite you if you're not careful. 

PA has similar "drop insurance; turn in your plates" rules, although I'm not sure anyone ever does. However, I just switched the insurance on my 2006 MINI from my regular insurance to my Hagerty account.  While I'll make the change when I renew the registration, I wonder if I need to send something to PennDOT sooner since I'm pretty sure they'll get a notification from my DD insurance company the car has been removed from that policy... Hmm...  

I wonder if this story will make into a Mann Shorts - D&D Florida Edition video.  I can totally think of the script for this scenario. 

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