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EastCoastMojo
EastCoastMojo GRM+ Memberand Mod Squad
7/6/18 10:28 p.m.

In reply to stuart in mn :

i have had decent success writing "return to sender/remove me from your mailing list" on those and leaving them in my mailbox for the carrier to return to them. After about 2 or 3 they stop completely. I believe they get charged return postage but I am not 100% sure of that. 

Knurled.
Knurled. GRM+ Memberand MegaDork
7/7/18 3:53 a.m.
rustybugkiller said:

Move to Ohio, rates are a fraction of what your paying.

O rly?

 

If you want low insurance, buy a house and get married.

 

 

dropstep
dropstep SuperDork
7/7/18 7:59 a.m.
Knurled. said:
rustybugkiller said:

Move to Ohio, rates are a fraction of what your paying.

O rly?

 

If you want low insurance, buy a house and get married.

 

 

My insurance rates went up after buying a house and getting married. My wife's driving record sucked at the time!

iceracer
iceracer UltimaDork
7/7/18 10:27 a.m.

Curious what the rate for the ST will be. On the insurance card it just says 2018 Ford.  Wonder if the VIN tells.

 Farmers has been the lowest of several

frenchyd
frenchyd SuperDork
8/19/18 9:29 a.m.

In reply to mad_machine :

There is no reward for loyalty anymore.

 On the other hand Switching insurance companies, looking for the cheapest deal sooner or later gets you a company that simply doesn’t honor their obligation without using a lawyer.  

Wally
Wally GRM+ Memberand MegaDork
8/19/18 9:41 a.m.

Read your policy and ask your broker what’s covered. My mother is my broker and when I first got insurance I seemed to be paying a little more than most of my friends, but I have far better coverage. I’ve put three big claims into my company in the last ten years, and never had a problem.  I hit a deer with the Buick and the had me in a rental two hours after it happened and paid $13,000 to make the car right, and now they’ve paid close to $90k  for my wife’s doctors since her accident in april. There’s been no arguments or anything just submit a bill and get a check. To me it’s worth the extra  $10-15 a month to not have these headaches when something goes wrong.

mad_machine
mad_machine GRM+ Memberand MegaDork
8/19/18 10:44 a.m.

I was not talking 10 or 15 a month Wally.. having the Abarth on my police was TRIPLING my insurance rate. NJMA is a very picky insurance company. They only take people who work for a company enrolled and they will drop you for more than a couple of points. I just need to keep the little fiat on a leash and all will be well

dculberson
dculberson UltimaDork
8/20/18 9:41 a.m.
dropstep said:

I'm 30 with a clean driving record and for full coverage on my wife's 04 saturn, comprehensive on my ranger and storage on the zephyr it's 91 dollars a month. When the zephyr is off storage insurance it's stated value and then costs me 175 a month for all 3. This is through Donegal insurance, it was cheaper then progressive for me.

Moving the Zephyr from storage to active use costs you $84/mo? I pay $200/year through Hagerty for my collector polcy on the 1970 Ford F250 and that's a year-round policy. It has restrictions on use, but they're pretty easy for me to work with. Is your Zephyr garaged?

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