ProDarwin said:Brett_Murphy (Forum Patrón) said:
Why would I hold them responsible for my kid falling?
It doesn't matter if you will. Someone will.
And if your kid gets injured in a bad way and you are staring at 5 or 6 figure hospital bills, you may change your mind. I'm sure a lot of people would.
What's nice is, insurance companies can and will sue on your behalf. So even if you don't want a lawsuit, they don't care, someone's gonna pay and it won't be them.
We were told in the 90s that we (auto technicians) could expect to have to spend $50-100k per year for personal liability insurance because of that.
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