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nicksta43
nicksta43 Dork
8/21/12 9:44 p.m.

Monthly rate for me + family went from $171.04 to...drumroll please.....$1408.00

I seriously feel sick to my stomach

Datsun310Guy
Datsun310Guy UltraDork
8/21/12 10:47 p.m.

$171 was a bargain.....

rotard
rotard Dork
8/21/12 10:49 p.m.

Tell the kids to rub Tussin on it.

DoctorBlade
DoctorBlade SuperDork
8/21/12 10:51 p.m.

but I thought everyone was going to like Obamacare!

(I'll throw the first flounder, why not? )

nocones
nocones GRM+ Memberand Dork
8/21/12 10:52 p.m.

That's fairly crazy. Why the big jump? Just new policies?

rotard
rotard Dork
8/21/12 11:05 p.m.

Maybe this is the government's way of trying to limit population growth!

nicksta43
nicksta43 Dork
8/21/12 11:06 p.m.
nocones wrote: That's fairly crazy. Why the big jump? Just new policies?

? Was given the packet told to bring it in signed tomorrow. Got home and the wife and I both about had heart attacks. Nothing was said about switching policy's, but it appears we are switching from cigna to bcbs.

novaderrik
novaderrik SuperDork
8/21/12 11:20 p.m.

ask around at private insurance agencies- a few people here at work are buying their own insurance because it's better and cheaper than the stuff at work..

nicksta43
nicksta43 Dork
8/21/12 11:27 p.m.

Yeah, no way in hell can we pay that. We had our own insurance prior to me working here. Worst case we go in her insurance from work. Around $500 per month. But that means she isn't going to be able to go part time like she hoped to. And it's still a big chunk out of the budget that we haven't been used to paying. I figured the $171 wouldn't last but wasn't expecting this.

HiTempguy
HiTempguy SuperDork
8/21/12 11:59 p.m.
nicksta43 wrote: Monthly rate for me + family went from $171.04 to...drumroll please.....$1408.00

WHAT?

Yea yea, healthcare is subsidized up here, but that would LITERALLY BE half my monthly take home.

WHAT
THE
berkeley
?

friedgreencorrado
friedgreencorrado PowerDork
8/22/12 1:14 a.m.
HiTempguy wrote:
nicksta43 wrote: Monthly rate for me + family went from $171.04 to...drumroll please.....$1408.00
WHAT? Yea yea, healthcare is subsidized up here, but that would LITERALLY BE half my monthly take home. WHAT THE berkeley ?

At the risk from floundering it from the "left"..this is what happens when a nation mandates universal care, but privatizes it instead of just digging down and paying for it.

Why some people in the US still scream "SOCIALIZUM!!" when the "compromise" on the ACA ended up being a multi-million dollar gift to the private insurance industry is a mystery to me.

And now I'm out before the lock.

Trans_Maro
Trans_Maro SuperDork
8/22/12 1:42 a.m.

Piss off, we're full.

Signed: Canada.

aircooled
aircooled PowerDork
8/22/12 1:50 a.m.

The best healthcare and the best healthcare system are two entirely different things.

novaderrik
novaderrik SuperDork
8/22/12 4:25 a.m.

i'll just leave this here:

http://www.youtube.com/watch?v=Ol5QH0Bi1JU&feature=player_embedded

foxtrapper
foxtrapper PowerDork
8/22/12 4:39 a.m.

BCBS PPO? They've raised their rates tremendously on that coverage in many regions, to drive people away from it to their various managed care policies, like POS, HMO and the like.

BCBS, it isn't what it used to be. Not that it ever actually was.

petegossett
petegossett GRM+ Memberand UltraDork
8/22/12 5:50 a.m.

In reply to friedgreencorrado:

Unfortunately 1/2 monthly take-home isn't unheard of. :(

Zomby Woof
Zomby Woof UltraDork
8/22/12 6:25 a.m.
aircooled wrote: The best healthcare and the best healthcare system are two entirely different things.

And you have neither.

Duke
Duke PowerDork
8/22/12 6:36 a.m.
friedgreencorrado wrote: At the risk from floundering it from the "left"..this is what happens when a nation mandates universal care, but privatizes it instead of just digging down and *paying* for it. Why some people in the US still scream "SOCIALIZUM!!" when the "compromise" on the ACA ended up being a multi-million dollar gift to the private insurance industry is a mystery to me.

Which is why I've been screaming that Obamacare is absolutely, without question, the WORST POSSIBLE "SOLUTION" to the problem, ever since it was first floated on the national level.

Seriously, remember middle school social studies? Remember "supply and demand"? WHAT HAPPENS TO DEMAND WHEN YOU MAKE IT A LEGAL COMPULSION TO BUY A PARTICULAR PRODUCT?

I mean, seriously, DUH .

z31maniac
z31maniac PowerDork
8/22/12 7:25 a.m.

Yikes, that's unbelievable.

Giant Purple Snorklewacker
Giant Purple Snorklewacker UltimaDork
8/22/12 7:29 a.m.

Whatever you do - don't post that it is time for a revolution!

Rutherford Institute to defend Marine arrested for Facebook posts.

EDIT: Linky fixed

Strizzo
Strizzo UberDork
8/22/12 7:49 a.m.

My company was purchased last year and they switched us to their bcbs, then back again to uhc beginning this year. Both times they had a meeting at all of the offices to roll out the changes and detail differences in cost, coverages, etc. it seems shady as heck that they just passed out the packet and said to sign it and bring back tomorrow with no explanation of what changes are inside, like they were hoping that nobody would notice?

spitfirebill
spitfirebill UltraDork
8/22/12 8:01 a.m.

For a private consulting company that has BCBS, my company has weathered the new regs pretty well. Deductable doubled (to $1k) and premiums went up a bit, but its manageble.

Marjorie Suddard
Marjorie Suddard General Manager
8/22/12 8:41 a.m.

I'm sorry you're facing that jump, but as an employer, I have to seriously question how you ever had family coverage for $171 a month. Your new rate is in line with what we've been paying in premiums for our employees' family coverage for several years now, and the cost has grown pretty steadily at around 10% per year for the last 10+ years. (Of course, do the math and you see that we're now paying far more for our company healthcare plan than we were a decade ago. No, healthcare's not broken... and srsly, sarcasm aside, it's been broken a long, long time.)

Margie

nervousdog
nervousdog HalfDork
8/22/12 8:47 a.m.

I think some people are forgetting there are other factors here than just OBAMACAREZ.

Increasingly, companies are dropping subsidized spousal/child coverage. Only the employee is covered and the premiums for any additional family members must be paid for 100%. It allows employers to lower their overall healthcare cost while still offering benefits, or at least the give the illusion of offering benefits. I'll bet that is what happened in the OP's situation.

Both my employer and my wife's' employer have gone to this in the past 3 years. To keep our HC costs under $1500 per month we had to each take our employers plan. Now we don't go to the same doctor, dentist, or pharmacy. It's a real PITberkleyingA. It also sucks pretty bad when you both get sick and one person can get to the doctor right away, get a prescription, and feel better in a few days while the other can't get seen for 3 days and then has to get approvals and wait it out for another week before anything gets done.

nervousdog
nervousdog HalfDork
8/22/12 8:51 a.m.
Marjorie Suddard wrote: I'm sorry you're facing that jump, but as an employer, I have to seriously question how you ever had family coverage for $171 a month. Your new rate is in line with what we've been paying in premiums for our employees' family coverage for several years now, and the cost has grown pretty steadily at around 10% per year for the last 10+ years. (Of course, do the math and you see that we're now paying far more for our company healthcare plan than we were a decade ago. No, healthcare's not broken... and srsly, sarcasm aside, it's been broken a long, long time.) Margie

The company I worked for 3 years ago covered 90% of premiums for employees, spouses, and dependents. Our BCBS PPO (which was awesome!) cost us $174.xx a month.

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